GC and PM · expiry chase · hard job-gate

A PDF on file is not a verified COI.

The crew is about to mobilize. The folder says the certificate is there. Move the sliders. The count of vendors that look fine and are not checked for limits and endorsements updates on the page. The report asks for a name and work email after that number, not before.

Active vendors / subs255 to 100. Free covers up to 8. Starter, Growth, and Ops are published through 25, 50, and 100.% with COI PDF “on file”80%A PDF in the folder. That is not the same as a checked exhibit.% verified for limits + endorsements (not just date)25%Limits, additional insured, waiver of subrogation, primary and noncontributory — not only the expiry date.COIs expiring in next 30 days6Count of certificates with a date inside the next month.Jobs mobilizing next 14 days8Jobs that need a yes or no before the crew rolls.

How the gate works today

Hard block if COI deficient?Chase via email/broker magic link?Tracking in email + Sheets today?

Estimate from the sliders you set. Not a measured loss, not legal advice, and not a statement that a policy is in force. A certificate is not the policy. Additional insured, waiver of subrogation, and primary and noncontributory are endorsement names — confirm them on the form with your broker.

Live insight

13.75

Vendors that look fine but aren’t verified: 13.75.

Gate posture: Honor system. Nothing in this setup stops a crew when the PDF is thin.

6 COIs expire inside 30 days. 8 jobs mobilize inside 14 days. Today the book is in email and Sheets.

Above 8 vendors, the published fit is Starter at $79/mo.

False-safe vendors = max(0, vendors × (percent on file − percent verified) / 100).

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A PDF on file is not a verified COI.

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