COIOps
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Compliance & disclaimers

  1. A certificate of insurance is not the insurance policy. ACORD forms do not amend coverage.
  2. COIOps scores documents against your requirement templates. MVP does not independently verify live coverage with the carrier unless a live-verify integration is enabled. UI label: “Document score,” not “Coverage confirmed.”
  3. Not a law firm, broker, or TPA. Operational assistance only—not legal advice or a coverage opinion.
  4. Fake/altered PDFs: agent-callback workflow and fraud flags; no cryptographic authenticity claim without verify integration.
  5. Payment holds depend on subcontract/vendor agreement language. Software status ≠ legal right to withhold.
  6. Overrides require reason + actor; exportable audit.